* Platform, strategy, custodial fees as well as internal operating costs not included here. Costs will vary depending on construction of portfolio.

*Platform fees and internal operating costs not included here. Accounts valued at $10,000 or less have a $25 annual fee.

* Annual renewal fee will be determined after the first year and will depend on anticipated need and overall complexity.

** Project work total cost will depend on overall complexity. Total project cost will be disclosed prior to entering into formal engagement and will have a capped maximum.

All Fees are Fully Disclosed Prior to Entering Into Formal Agreement

All fees are fully disclosed and discussed with you prior to entering into a formal agreement for portfolio management and / or financial planning. Our asset management fees and financial planning fees are negotiable depending on certain client situations.  

Commissions

The purchase of a product from an insurance company will generally result in a commission being paid to the advisor. This may include: life insurance, disability insurance, long term care insurance and certain types of annuities. Also, certain brokerage arrangements may result in a commission paid to the advisor and would be fully disclosed prior to any transactions being executed.